Student Debt Management

Managing Your Student Debt

The Reality of Your Situation

Most practitioners would not be able to complete their education without some form of financial assistance. If you took on student debt, what is an appropriate approach for you to reduce it? 

Pay off Debt or Save for the Future

There is no one size fits all solution to reducing your student debt. Like any other financial decision, your situation requires a closer look by a qualified financial professional. With careful planning, many clients find that they are able to pay off debt and save for the future. Most of our clients have to weigh paying off debt versus saving for their future. We believe that both may be possible.

Student Debt Management at a Glance:

• Work with a financial professional who is experienced in advising dentists and dental specialists on student debt management
• Make sure you understand income-based repayment, and how it may affect you should you decide to pursue it
• Assess prevailing interest rates to determine whether refinancing makes sense for you
• Student debt management may be more effective when done as part of a comprehensive financial plan
• What will it take for you to eliminate your debt in your desired timeframe?