Business Overhead Expense Insurance

The monthly business expenses of a dental practice don’t stop when an injury or illness prevents you from working. Business overhead expense insurance can be used to pay those bills until you’re able to return your practice.

A Financial Lifeline for Your Practice

While disability income insurance can supplement your personal income in the event of an accident or illness, it doesn’t cover ongoing practice expenses. Business overhead expense insurance is designed to cover those fixed business expenses that can’t wait until you recover or sell the business, including staff salaries, taxes, utilities, office leases and more.

Covered expenses may include:

• Staff salaries

• Utilities

• Some business insurance premiums

• Professional dues

• Property taxes

• Accounting and legal fees
• Rent

• Interest payment on business premises or equipment
• Principal or depreciation of business premises or equipment