Here for the Hazards of Practice Ownership
Prepare your practice to weather workplace hazards and incidents, from property damage from certain weather events to fires and damaged files, with the right insurance. Business owner’s protection can help you to more easily recover from financial losses when the unexpected occurs.
Combination Coverage, Customized for Dentists
Think of business owner’s protection like a homeowner’s policy for your practice, combining business property insurance with business liability insurance. Our policies are specifically designed for the needs of dental and medical professionals, based on more than 50 years of serving the industry.
Business owner’s protection– common provisions at a glance:
Building and business personal property: You may need to repair or replace buildings, equipment, furniture or fixtures you own.
Business income: An unexpected incident can interrupt your ability to generate revenues. Insurance can reimburse for loss of earnings resulting from loss of a covered property.
Equipment breakdown: You may suffer losses associated with equipment malfunction.
Accounts receivable: This feature can protect collections if your accounting records are lost or damaged.
Computers and media: Make sure your computer, peripheral devices and media are covered in the event of a loss.
Valuable papers and records: Protects against loss of customer records.
Business liability: This may cover certain claims of injury or damage caused by others, by you or employees. Note: this does not include professional liability.
Reimbursement of legal expense for disposal of medical waste: In the event that your business is accused of violating waste disposal laws, this feature may cover legal costs.
Reimbursement of legal expense for court review or review boards: Covers the expense, up to a specified limit, should you be required to appear for disciplinary action.
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Other Featured Services
Disability Income Insurance
Supplemental Income During Injury or Illness.
Business Overhead Expense Insurance
Help with business expenses when you can't work.
Business Loan Protection Insurance
Coverage for business-related loans.
Disability Buy/Sell Insurance
Funds for the buyout of a disabled partner.