Disability Income Insurance for Dentists

Understanding Disability Income Insurance for Dentists

Whether you’re a dental professional in training or in practice, disability income insurance can protect your means of earning a living.

In the event of an injury or illness, this important risk management tool can supplement your lost income while you are unable to work.

Since health and age are both important factors when obtaining this type of policy, now may be an appropriate time to think about protection. 

Treloar & Heisel and Treloar & Heisel Property and Casualty are divisions of Treloar & Heisel, LLC. Insurance products are offered through Treloar & Heisel, LLC. This information is intended for general informational purposes only and should not be construed as advice. Please consult with a licensed insurance professional. 20-032, 20-033, 20-034

Disability income insurance

Plan for the Present and the Future

Understand what the details and coverage of a policy could mean for you. Then, customize a policy that’s right for where you are in your career, with comprehensive options for your income scenario and the diverse circumstances that could affect it.

Our team can help you understand and explore disability income insurance for dental professionals, to find the appropriate fit for you.

Disability Income Insurance Options at a Glance

Non-Cancelable and Guaranteed Renewable mean that the terms of your policy can’t be changed or canceled by the insurer, as long as premiums are paid on time.

Level Premiums provide consistent premium pricing from the time your policy begins, until age 65. If coverage is increased, the cost for the new coverage will be added to your original cost.

Graded Premiums begin with a lower premium cost and increase annually. Graded premiums can be changed to level premiums in future when they typically can be more easily afforded.

Future Insurability Options allow you to increase your coverage amount as your income grows, regardless of your health.

Partial Disability Coverage enables you to see patients part time and work a reduced number of hours, if you’re able to, while still receiving benefits for a partial disability.

Cost of Living Adjustments may help to keep disability benefits consistent with inflation through annual post-disability increases.  

Own Occupation is a definition of disability covering disabilities that prevent you from working in the specific occupation you’ve been trained for and are currently working in.

Student Loan Riders may help you make your student loan payments while disabled.

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Explore Disability Income Insurance (or other items) With Treloar & Heisel 

Treloar & Heisel offers services and solutions for every stage of your career. For decades, we have specialized in working with medical professionals like you to build solid insurance foundations for solid financial futures. 

About Treloar & Heisel

Treloar & Heisel, an EPIC Company, is a premier financial services provider to dental and medical professionals across the country. We assist thousands of clients from residency to practice and through retirement with a comprehensive suite of financial services, custom-tailored solutions, and a strong national network focused on delivering the highest level of service.



Treloar & Heisel and Treloar & Heisel Property and Casualty are divisions of Treloar & Heisel, LLC.
Insurance products are offered through Treloar & Heisel, LLC. These definitions are provided for general informational purposes only and are not binding. For the binding definitions, please review your insurance policy contract. Definitions may vary. Please consult with a licensed insurance professional. 20-044


Start Your Journey With Us

It’s important that your insurance can keep up while your career accelerates. Purchasing disability income insurance can provide you the peace of mind that your finances and lifestyle are protected now and into the future.

To explore your options, schedule your free consultation today by filling out the form below.


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