Financial Planning Services for Dentists

How Treloar & Heisel Handles Your Financial Planning

No matter your personal and professional goals, you need a way to make those goals attainable. Financial planning is the roadmap for your future full life. That’s why at Treloar & Heisel we follow a defined, proven process in creating a plan specifically for you: The Full Life Process™.

 

Financial Planning for Dentists: The Full Life Process™

As a dentist, your financial landscape may be complex. The Full Life Process™ is used to create a holistic plan that will:

 

Organize

Personalized meetings are used to unearth deep facts and review your accounts. This allows us to understand and evaluate your current state and create a cohesive strategy that prioritizes your goals and values. 

 

Optimize

Helping you make effective financial decisions is what we strive to do. 

Financial optimization may include:

  • A debt repayment plan
  • Tax reduction strategies
  • Wealth-building allocation

If you are a practice owner, we also integrate practice financial decisions for a cohesive plan that adapts to your business success.

 

Protection

These are strategies to keep your plan on track even when unforeseen circumstances occur. Protection may include insurance coverage both personal and for your career as a dental professional. 

 

Save/Spend

Retirement savings, education savings, and other goal-oriented savings goals are necessary to live your full life. We’ll work to determine your account types and tax optimization tactics needed to best meet your goals. 

However, your save/spend balance will not always remain the same. For those nearing retirement, we pivot from saving to a sustainable, personalized lifetime spending plan.

 

Align

To eliminate fragmented finances, we ensure that your investment portfolios then align with return assumptions tied to your saving goals. We implement your investment strategies for tax efficiency based on the return/risk profile and location.

 

Evolve

Because your life, markets, and economy aprioritizingchanging, we must evolve your strategies annually to adapt to an ever-changing environment.

 

Cohesive Structuring

We take aspects of your financial plan and work to create a united, organized structure.

 

Foundational.

What you need to create a strong baseline for growth:

  • Emergency funds
  • Health insurance
  • Disability income insurance
  • Life insurance
  • Professional liability insurance
  • Student debt repayment
  • Umbrella policies

 

Savings and Accumulation.

How to grow your assets:

  • Practice ownership
  • Home ownership
  • Tax qualified retirement plans
  • Education funds
  • Permanent life insurance

 

Wealth.

Ramping up your plan with additional assets and responsibilities::

  • Bonds
  • Stocks
  • ETFs
  • Mutual funds
  • Mortgage repayment
  • Business loan repayment
  • Qualified and non-qualified retirement plans
  • Real estate
  • Collectibles

 

Transparent Dentist Financial Planning

With Treloar & Heisel, you'll have the peace of mind you need to focus on what you truly value in life. You'll never have to guess about the state of your profile because you can conveniently access your eMoney portal — our investor-friendly dashboard — to track your entire financial landscape under one roof. You'll have a dedicated contact, a team of experts, and full access to track your financial standings for optimal transparency; that's just how we do business.

 

Benefits of Financial Planning With Treloar & Heisel

Receive Expert Advice Through The Full Life Process™

Treloar & Heisel’s execution of The Full Life Process™ includes access to a dedicated financial advisor to assist with your financial questions, from student debt management to insurance coverage to estate planning and more.

 

Our financial planning approach addresses every aspect of your life, both risk and wealth management. You can experience the comfort of knowing that you have an immediate connection to a knowledgeable individual who cares to follow up with you and knows the ins and outs of your plan.

 

Consolidate Your Financial Plan

Consolidate your fragmented financials with personalized financial planning for dentists backed by experience. We’ll work with you to create a plan that looks at your entire financial scope to make recommendations.

 

The Treloar & Heisel investment strategy committee has decades of combined experience and manages over $1 billion in several portfolio series. You’ll have the guidance of a financial advisor who specializes in advising dentists. In this way, we can directly address your financial needs as they relate to your profession.

 

Unified Management

We can help you manage any debt repayment plans, like dental school debt, and analyze whether refinancing is your best option. We’ll also coordinate all management aspects of your financial plan to ensure cohesive support. This includes structuring your financials to account for your larger life goals, like retirement, opening your own dental practice, buying an additional practice, or purchasing real estate.

 

Transparent Coordination and Communication

We know you may already have certain services outside of T&H and will work to ensure all plans work in conjunction with their services.

 

Begin Crafting Your Financial Planning Strategy

As a dental professional, you need a team of experts experienced in providing financial planning for dentists. But expertise and execution shouldn't be the only factors. At Treloar & Heisel, we will continuously support you throughout changes in your life to ensure you are always working towards your goals and values. We will act as partners to help you financially plan to live your best, full life – now and in the future.

To start the conversation with one of our advisors, please fill out the form below for a complimentary consultation.

Wherry_Jeff (6)

Jeffrey E. Wherry

CFP®, CLU®, ChFC®

Director of Research and Planning, THWM

tim

Tim O'Shei

CFP®, MBA

Wealth Advisor, THWM

Pruitt_Matthew

Matthew Pruitt

CFP®

Senior Wealth Advisor, THWM

Tancabel_Nick (2)

Nicholas Tancabel

CFP®, ChFC®

Wealth Advisor, THWM

Joseph

Joseph Neff

CFP®

Wealth Advisor, THWM

Contact an Advisor

By submitting your information, you consent to our Privacy Policy and Communication Policy.

1 The Wealth Consulting Group, Personal CFO Services, https://www.wealthcg.com/private-client-group

Treloar & Heisel, Treloar & Heisel Wealth Management, and Treloar & Heisel Property and Casualty are all divisions of Treloar & Heisel, LLC. Investment Advice offered through WCG Wealth Advisors, LLC, a Registered Investment Advisor doing business as Treloar & Heisel Wealth Management. 

Treloar & Heisel Wealth Management is a separate entity from The Wealth Consulting Group and WCG Wealth Advisors, LLC. Insurance products offered separately through Treloar & Heisel and Treloar & Heisel Property and Casualty. Treloar & Heisel, LLC., Treloar & Heisel Wealth Management, and WCG Wealth Advisors, LLC. do not offer tax or legal advice.

Past performance is no guarantee of future results. Investing involves risk including loss of principal. No strategy assures success or protects against loss. Investing in mutual funds involves risks, including possible loss of principal.

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